Terms of Service

1. Eligibility

You must be at least eighteen (18) years old and have the legal capacity to enter into a binding agreement to use our Website and Services.

By using our Website or submitting information, you represent and warrant that:

• You are at least 18 years old.
• You have the legal right and authority to provide information about the property in question.
• The information you provide is truthful, accurate, and complete to the best of your knowledge.
• Your use of the Website and Services complies with all applicable laws and regulations.

2. No Obligation and No Binding Offer

Submitting information through our Website does not:

• Obligate you to sell your property.
• Create a binding contract or agreement to purchase your property.
• Guarantee that BNB Legacy will make an offer.
• Constitute a formal appraisal or valuation of your property.

Any cash offer we present is non-binding until a formal written purchase agreement is executed by both parties. BNB Legacy reserves the right to modify or withdraw any preliminary offer based on property inspection, title review, or other due diligence findings.

3. User Responsibilities

When using our Website and Services, you agree to:

• Provide accurate, current, and complete information.
• Not submit information about a property you do not own or have authority to represent.
• Not impersonate any person or entity.
• Not use the Website for any unlawful purpose.
• Not interfere with or disrupt the Website or its servers.
• Not attempt to gain unauthorized access to any part of the Website.

4. Intellectual Property

All content on this Website — including text, graphics, logos, images, videos, design elements, and software — is the property of BNB Legacy Holdings or its licensors and is protected by United States and international copyright, trademark, and intellectual property laws.

You may not reproduce, distribute, modify, create derivative works from, publicly display, or otherwise exploit any Website content without our prior written consent.

5. SMS and Text Messaging

By opting in to receive text messages from BNB Legacy, you agree to the following:

A. Consent to Receive Messages

When you provide your phone number and expressly consent, you agree to receive telephone calls and text messages from BNB Legacy, including:

• Responses to your cash-offer inquiry.
• Property-related follow-up questions.
• Appointment confirmations and reminders.
• Service updates and informational messages.
• Promotional or marketing messages, where you have consented.

B. Message Frequency and Rates

Message frequency varies based on your inquiry, activity, and communication with us. Standard message and data rates may apply as determined by your mobile carrier and service plan.

C. Opt-Out Instructions

You may opt out of marketing text messages at any time by replying STOP to any message you receive. After opting out, you may receive a final confirmation message. Opting out of marketing messages does not prevent us from sending transactional or service-related communications where legally permitted.

D. Help and Support

For assistance with text messaging, reply HELP to any message or contact us at:

E. Supported Carriers

Our text-messaging program works with most major U.S. wireless carriers. Wireless carriers are not liable for delayed or undelivered messages.

F. No Sale of Mobile Data

Mobile information and text-message opt-in consent will not be sold, rented, or shared with third parties for their independent marketing or promotional purposes.

6. Third-Party Services and Links

Our Website may contain links to third-party websites, services, or resources. We do not endorse and are not responsible for the content, products, services, or practices of any third party. Your interactions with third-party websites are solely between you and the third party.

7. Disclaimer of Warranties

THE WEBSITE AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT ANY WARRANTY OF ANY KIND.

To the fullest extent permitted by law, BNB Legacy disclaims all warranties, express or implied, including but not limited to:

• Merchantability and fitness for a particular purpose.
• That the Website will be uninterrupted, error-free, or secure.
• That any defects or errors will be corrected.
• That the Website is free of viruses or harmful components.
• Accuracy, completeness, or reliability of any information on the Website.

No advice or information obtained from BNB Legacy, whether oral or written, creates any warranty not expressly stated in these Terms.

8. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, BNB LEGACY HOLDINGS, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES — INCLUDING LOST PROFITS, LOST DATA, OR BUSINESS INTERRUPTION — ARISING FROM YOUR USE OF THE WEBSITE OR SERVICES, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY.

In no event shall our total liability to you exceed the greater of one hundred dollars ($100.00) or the amount you paid us in the twelve months preceding the claim.

Some jurisdictions do not allow the exclusion or limitation of certain damages. In those jurisdictions, our liability is limited to the maximum extent permitted by law.

9. Indemnification

You agree to indemnify, defend, and hold harmless BNB Legacy Holdings, its officers, directors, employees, agents, and affiliates from any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising from:

• Your use of the Website or Services.
• Your violation of these Terms.
• Your violation of any third-party right, including intellectual property or privacy rights.
• Any false, inaccurate, or misleading information you provide.

10. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of Illinois, without regard to its conflict of law principles.

Any dispute arising from these Terms or your use of the Website shall be resolved exclusively in the state or federal courts located in Cook County, Illinois. You consent to personal jurisdiction in those courts.

Before filing a formal legal claim, you agree to first contact us directly to attempt to resolve the dispute informally.

11. Privacy

Your use of our Website and Services is also governed by our Privacy Policy, which explains how we collect, use, and protect your information. By using our Website, you consent to the practices described in the Privacy Policy.

12. Termination

We reserve the right to suspend or terminate your access to the Website at any time, with or without cause, and with or without notice. Provisions of these Terms that by their nature should survive termination — including disclaimers, limitations of liability, and indemnification — shall survive.

13. Modifications to Terms

We may update these Terms from time to time. When we do, we will revise the “Effective Date” at the top of this page. Your continued use of the Website after any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

14. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and BNB Legacy Holdings regarding your use of the Website and Services, superseding any prior agreements or communications.

15. Contact Information

For questions about these Terms, contact: