Sell Your Chicago House
With Back Property Taxes
As-Is Let Us Handle the Rest
Delinquent Cook County property taxes, a tax lien, or a tax sale looming can feel like a dead end. B&B Legacy buys Chicago-area homes with unpaid property taxes as-is — the taxes don't have to stand between you and selling.
Unpaid Property Taxes Add Up Fast — Here's What You're Dealing With
When property taxes go unpaid in Cook County, the amount doesn't just sit there — interest, penalties, and the risk of a tax lien or tax sale keep growing. The good news? Selling can resolve it.
Interest & penalties accrue
Each month unpaid, the county adds penalty and interest on top of the original bill. The number grows even when the property sits empty.
A tax lien can be sold
Cook County can sell the tax debt to investors at an annual tax sale — and eventually that buyer may have rights to the property.
Deadlines matter
There are redemption periods and sale dates on the calendar. Acting before a key date can make your situation far simpler.
A note: we're not tax advisors and can't guarantee how any tax sale will play out. What we can do is look at your property as-is, factor in the outstanding taxes, and give you a straightforward cash offer. Where you go from there is entirely up to you.
What If a Tax Lien or Tax Sale Is Already Underway?
Once a tax lien has been sold or a sale date is set, owners often assume the house is gone. That's not the whole story — there's usually still room to sell, especially before the redemption window closes.
Don't assume it's too late
Even with a lien in place, selling before a tax sale — or during the redemption period — is often how owners protect the equity they have left. Selling gives you cash for the property instead of waiting to see how the county process ends.
We factor the outstanding taxes into our offer so you know exactly what you'd net. No double-talk about what's owed.
Worth understanding your window
Cook County's process has specific dates — the tax sale date, the redemption period, and any upcoming auction. An offer before a key deadline can prevent the situation from snowballing.
We're real estate buyers, not a legal or tax service, so we can't advise you on the county's fine print. But we can be upfront about how your specific tax situation factors into an offer.
Request an offer — no obligationInherited or Vacant Homes Build Unpaid Taxes Fast
When no one is living in or actively managing a house, property taxes keep accruing anyway. That's how inherited estates and vacant homes quietly rack up the exact kind of tax distress we help resolve.
An inherited house with unpaid taxes
A loved one's home in probate often carries years of unpaid taxes, and heirs are left deciding who pays. Selling the estate property as-is lets the equity do the work instead of the family's savings.
See how inherited-property sales workA vacant property still accruing taxes
Vacant homes generate no income but the tax bill keeps coming — and empty houses are also magnets for squatters and decline. If the property sits empty and the taxes are piling up, selling as-is gets it off your hands for good.
See how vacant-house sales workSelling a Home With Back Taxes Is Straightforward With Us
Same simple process we use for every property — we just also factor in whatever tax situation you're bringing.
Request an offer online
Tell us about the property, including the tax situation. No cleaning, no repairs, no showing required.
Receive a cash offer
We review the home as-is, factor in the outstanding taxes and any lien, and come back with a competitive all-cash offer.
Pick your closing date
Close in as little as 7 days, or choose a date that works around any tax deadlines in play. We handle the rest.
Questions About Selling With Back Taxes
Yes. Owning unpaid property taxes doesn't prevent you from selling — it means there's a debt against the property that has to be settled at closing. We factor the outstanding taxes into our offer so you know exactly what you'd net.
In a typical sale, outstanding property taxes and any recorded liens are paid at closing from the sale proceeds, then you receive what's left. That's the standard structure for the type of as-is transactions we do — we're upfront about the numbers before you agree to anything.
In Cook County, a delinquent tax debt can be sold to investors at an annual tax sale. If that's already happened to your property, it complicates the title but usually doesn't make selling impossible — especially if you act before the redemption window closes. We'll be honest about how it affects an offer.
We routinely evaluate properties with tax liens. A lien affects the offer because it's a debt to account for at closing, but it doesn't automatically make the home unsellable. Tell us the situation and we'll give you a real number.
No — in most cases you don't need to pay them off yourself. The taxes are typically resolved from the sale proceeds at closing. You don't have to come up with the cash upfront, and you don't need to make repairs either.
That's a very common situation for us. Inherited estates and vacant homes frequently carry unpaid taxes, and selling as-is is often the simplest way for heirs to settle the estate. See our inherited-property and vacant-home pages for details on how those sales work.
We can close in as little as 7 days when the title is manageable. If there's a lien or tax sale in the picture, we'll walk you through any extra steps and give you a realistic timeline up front.
Yes. Our offers account for any outstanding mortgage in addition to taxes, so you'll see exactly what remains for you after both are settled at closing. This is a standard part of the deals we do every week.
Get Your Cash Offer on a Home With Back Taxes
Tell us about the property and the tax situation. We'll come back with a straightforward, no-obligation all-cash offer — and we'll be clear about how the taxes factor in.
Get Your Free Cash Offer
Tell us about your property and its tax situation — we'll take it from there.
Not the Type of Seller You Had in Mind?
Your situation is never the only thing going on. If this page isn't quite your story, these are the other high-intent scenarios we buy for throughout the Chicago area — each explained on its own page.
Sell a House With Liens
Tax liens, judgments, or title issues recorded against the property
Explore LiensSell Before Foreclosure
Behind on payments, facing an auction, or back taxes
Explore ForeclosureSell a Vacant / Abandoned House
Empty, boarded, hoarded, or long-term vacant Chicago homes
Explore HouseSell an Inherited / Probate House
Probate, estate, or a house you inherited as an heir or executor
Explore HouseSee Every Situation We Buy
Not sure your property fits? Browse the full list of scenarios, from back taxes to inherited homes, all in one place.
View All SituationsA Local Chicago-Area Buyer
B&B Legacy Holdings is a Chicago-area real estate investment company working directly with property owners throughout Chicago and the surrounding suburbs. We focus on straightforward property purchases without requiring sellers to renovate or prepare a property for traditional showings.
Direct to a local buyer — no call center.